Emergency Loan
Minimum Amount: Rs. 5,000/-
Maximum Amount: Rs. 10,000/-
Rate of Interest : 1.25 % pm
Tenure: Max 30 Months.
Regular Loan
Minimum Amount: Rs. 25,000/-
Maximum Amount: Rs. 2,00,000/-
Rate of Interest : 1.25 % pm
Tenure: Max 30 Months.
Loan Against Fixed Deposit
4000 to 90% of The FD amount
Rate of Interest : 1.25 % pm
Tenure: As per FD period.
Home Loan
Up to 10 lacs
Rate of Interest : 1.25 % pm
Tenure: Max 30 Months.
NOTE** : Interest payment after 15th of the month will be 1.5% and after 30 or 31st a deferment will be charged Rs 100/-
INTEREST
15% p.a. (1.25% p.m.) Reducing Balance.
CONDITIONS
Must be a Member of the society.
Share Money and Compulsory Deposit (CD) shall be min. 10 % each deposited into the account of the member..
2 Guarantor (Guarantor shall be the existing member of the society and should not be a defaulter).
DOCUMENTS REQUIRED
Photo Id Proof (Any like Voter ID Card, Aadhar Card, Pan Card etc.)
Address Proof (Water/Electricity bill, Compulsory)
Income Proof (3 years ITR, Salary Slip, Affidavit)
2 A/c Payee Cheques (CTS Cheques)
2 Latest Passport Size Photo.
Rent Agreement (In case of tenant. Electricity/Water bill of Landlord compulsory).
2% Processing Funds will be charged.
LOAN TENURE & CHARGES
Loan Tenure will be max. of 30 months (2.5 year)
Non-payment of the instalment on Due date will incur 3% penalty interest extra to the member.
Loan processing charges shall be applicable.
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